It's no surprise that the current economic state is reeking havoc on some Americans. The economic downturn has taken it's toll on my family and several of my friends. I know several people who are having trouble paying their rent or mortgage and can't even think about making a dent in their credit card debt. Lately, I've been hearing a lot about cars being repossessed and homes being foreclosed on. It's really sad that people are losing their jobs, homes, cars, etc. Medical bills have become a real problem as well. I've been doing some research, for myself and the people I know and I've stumbled across Cavalry Portfolio Services. The majority of the people I know who are suffering right now are hard working families who have been dealt a tough hand. Factories are closing and people are being laid off. One great resource is Cavalry Portfolio Services Fan page and Cavalry Portfolio Services on Linkedin. It's not that people don't want to pay their bills, it's that they can't. Luckily there are some companies that understand this and are willing to work with people instead of harassing them. The struggle is different for everyone and companies need to understand that what works for one family might not work for another. Each individual may require a different solution.